Tim Kammer

Welcome to fall! Call our office to go over your insurance to make sure you have the correct coverage.

LUTCF

I am a member of the National Association of Life Underwriters. I have been proudly serving the Chautauqua County area as a State Farm agent for 40 years. Our office, which is located on Fairmount Ave in Lakewood, is here to help you with all your insurance needs. We provide FREE Quotes for auto, homeowners, condo unit-owners, liability, life, small business, commercial vehicles and more.

We are here to listen to your specific insurance needs and come up the the insurance products that fit you and your family. As families grow and change your insurance needs change also and we are here to navigate those changes and offer the right products. We serve families in the Lakewood, Ashville, Jamestown, Falconer, Mayville, Bemus Point, Chautauqua, Clymer, Sherman, Panama and surrounding areas. Call our office or stop in to meet our team. We have over 64 years of combined State Farm experience.

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Have questions? Tim in Lakewood can walk you through your options.

Q: How fast can I get car insurance?

A: Car insurance coverage can often start the same day, depending on your situation. Tim works with Lakewood residents to find coverage that fits.

Q: What coverage is required when leasing a car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Tim serves Lakewood, NY and is happy to help with your insurance needs.

Q: Is homeowners insurance required?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Connect with Tim for insurance guidance in Lakewood.

Q: How does life insurance work?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. In Lakewood, you can count on Tim for personalized service.

Q: How would you explain renters insurance?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. Tim is here to help your Lakewood household feel covered.